
COMMUNITY
DEVELOPMENT DEPARTMENT
CITY OF
701 SW 71 AVENUE
Program: If you are interested in completing health
and safety repairs to your home, the City of North Lauderdale may have funds
available to assist low-income eligible homeowners. This assistance will help with needed repairs
to maintain the structural integrity of their home while also bringing the residence
up to the current Florida Building Code.
To be eligible, you must be under the income eligibility limits below
and able to verify income and assets, the property must be owner occupied as
the “primary residence”.
The
assistance will be in the form of an interest-free deferred loan requiring no repayment if program
requirements are met. Owner
occupancy for five years after receiving assistance is required. The loan is reduced automatically each month
that you occupy your home for those five years, however, if you sell or rent
your home within five (5) years, you will be subject to repayment as this
constitutes the instance that the five-year requirement is not met.
Eligibility: Your household income may NOT exceed the income limits below.
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
|
$42,850 |
$48,950 |
$55,100 |
$61,200 |
$66,100 |
$71,000 |
$75,900 |
$80,800 |
Application process: You must fully complete the application and provide copies of the required documentation as described in this application in order to be considered for any assistance.
As soon as your application is returned with all copies of the required documentation, it will be reviewed for eligibility. Please call (954) 724-7065 if you need assistance or for information about the application.
NOTE: The program does not reimburse for any rehabilitation expenses prior to applying and/or completed outside the program guidelines.
APPLICATION SUPPORTING DOCUMENTATION LIST
______________________________________________________________________________
Dear Applicant,
Thank you for showing interest in the Home Rehabilitation Program. In addition to filling out the Borrower Application,
COPIES of the following information are required:
Income category: This
information is needed to document your income.
1.
Two most recent Tax Returns with corresponding W-2
Forms from each employer for each working individual and/or adult in the home.
2.
The last three consecutive pay-stubs for each working
individual in the home.
3.
Employment Verification completed by the employer for
each working individual in the home. (see last page of application)
4.
Award or benefit letter prepared and signed (i.e., Social
Security, Disability, pension, etc.)
5.
Applicant Certification and Disclosures
6.
Divorce, Alimony, Child Support Documents
7.
Six months of consecutive bank statements for all
accounts for all individuals that have accounts.
8.
Warranty Deed.
9.
Statement of household size (number of people in
household).
10.
Broward
11.
Proof of valid homeowner insurance coverage.
Members of your household: This
information is needed to verify your household size and number of dependents so
that we can correctly determine your ability to qualify for the program. COPIES of the following that apply:
12.
Driver’s License (any state) or State ID card (any
state) and copy of social security card, from all members of your household
that are of age to have these documents.
13.
Birth certificates for all children whether adult or
minor that you intend to claim as a member of your household.
14.
If you have an elderly member of your household that
you will be claiming as a dependant we will need proof of age and retirement
status. This can be done through a State
ID, Driver’s License, Passport, Birth Certificate, Social Security Payment (if
applicable) and Social Security card.
15.
Passports and/or Alien Registration cards will also be
needed if this is applicable to your household for each member.
16.
Marital status MUST be verified. If you are married a copy of your marriage
certificate from the
CITY OF NORTH
LAUDERDALE
Home
Rehabilitation Program
APPLICATION
FOR ASSISTANCE DATE: ____________________
*Information
contained herein shall be kept confidential and shall be used only for the
purpose of determining eligibility in the Home Rehabilitation Program. All information supplied will be verified at
a later date through supporting documentation, including income tax returns and
bank statements. PLEASE PRINT
CLEARLY.
IMPORTANT: IF YOU DO NOT OWN AND LIVE
ON THIS PROPERTY AS YOUR PRIMARY ADDRESS, YOU ARE NOT ELIGIBLE FOR THIS
PROGRAM.
THE
APPLICANT IS THE PERSON WHO OWNS THE HOUSE AND IS RESPONSIBLE FOR THE MORTGAGE
PAYMENT. IF YOU OWN THE HOUSE WITH
SOMEONE ELSE, CO-APPLICANT INFORMATION MUST BE PROVIDED.
-------------------------------------
PERSONAL INFORMATION
|
APPLICANT |
CO-APPLICANT |
|
NAME: ________________________________ |
NAME: ________________________________ |
|
DATE OF BIRTH:________________________ |
DATE OF BIRTH: ________________________ |
|
SOCIAL SECURITY NUMBER: _______________________________________ |
SOCIAL SECURITY NUMBER: _______________________________________ |
|
ADDRESS:______________________________ _______________________________________ _______________________________________ |
ADDRESS:______________________________ _______________________________________ _______________________________________ |
|
PHONE (HOME):_________________________ |
PHONE (HOME):_________________________ |
|
PHONE (WORK):_________________________ |
PHONE (WORK):_________________________ |
|
My house is
a (Please
check one: Single Family Home: ( ) Townhome: ( ) Condominium: ( ) Villa:
( ) |
|
Are there other parties on
Deed? Yes (
) No ( ) Name_________________________________________________ Relationship____________________________________________ |
|
Are real estate taxes
current? Yes (
) No ( )
Most recent year paid ?_____________________ Is the first mortgage
current? Yes (
) No (
) Most recent month paid?___________________ Is there a second
mortgage? Yes (
) No (
) If yes, most recent month
paid?_____________ Are all utilities
current? Yes (
) No (
) If no, what utilities are not
current? __________________________________________________________________________________ |
|
APPLICANT |
CO-APPLICANT |
|
MARITAL
STATUS: |
MARITAL
STATUS: |
|
Married
( )
Single ( ) Divorced (
) |
Married
( )
Single ( ) Divorced (
) |
|
Widower
( )
Separated ( ) |
Widower
( )
Separated ( ) |
|
Relationship to Co Applicant_______________ |
Relationship to Co Applicant_______________ |
|
Race___________________________________ |
Race___________________________________ |
|
US Citizen? Yes ____ No____ |
US Citizen? Yes ____ No____ |
|
If no, Alien Registration # _________________ |
If no, Alien Registration # _________________ |
|
|
|
LIST DEPENDENTS OR MEMBERS OF HOUSEHOLD WHO WILL
RESIDE IN PROPERTY WITH YOU AND CO-APPLICANT:
Full Name Relationship Age S.S.# Occupation
1.________________________________________________________________________________
2.________________________________________________________________________________
3.________________________________________________________________________________
4.________________________________________________________________________________
5.________________________________________________________________________________
6.________________________________________________________________________________
FINANCIAL INFORMATION
Note: Be sure
to include ALL SOURCES OF INCOME RECEIVED within the last 24 months.
|
APPLICANT |
CO-APPLICANT |
|
EMPLOYER NAME: _______________________ _______________________________________ |
EMPLOYER NAME: _______________________ _______________________________________ |
|
EMPLOYER ADDRESS:_____________________ _______________________________________ _______________________________________ |
EMPLOYER ADDRESS:_____________________ _______________________________________ _______________________________________ |
|
|
|
|
POSITION HELD:_________________________ |
POSITION HELD:_________________________ |
|
LENGTH OF EMPLOYMENT:_________________ |
LENGTH OF EMPLOYMENT:_________________ |
|
GROSS MONTHLY SALARY:_________________ |
GROSS MONTHLY SALARY:_________________ |
|
|
|
|
PREVIOUS EMPLOYER’S NAME & ADDRESS: ________________________________________ ________________________________________ ________________________________________ |
PREVIOUS EMPLOYER’S NAME & ADDRESS: ________________________________________ ________________________________________ ________________________________________ |
|
|
|
|
POSITION HELD:_________________________ |
POSITION HELD:_________________________ |
|
LENGTH OF EMPLOYMENT:_________________ |
LENGTH OF EMPLOYMENT:_________________ |
|
GROSS MONTHLY SALARY:_________________ |
GROSS MONTHLY SALARY:_________________ |
LIST ANY OTHER HOUSEHOLD INCOME (If any, include Child Support, Alimony,
Interest, Dividends)
NAME EMPLOYER/SOURCE GROSS MONTHLY
INCOME
1.________________________________________________________________________________
2.________________________________________________________________________________
3.________________________________________________________________________________
4.________________________________________________________________________________
OTHER INCOME NOT SHOWN ABOVE __________________________________________
(social security, child
support, alimony, etc.) __________________________________________
__________________________________________
__________________________________________
__________________________________________
WHAT IS YOUR HOUSEHOLD’S
TOTAL GROSS MONTHLY INCOME: $_____________
(Attach copy of latest Income
Tax Returns.)
TOTAL ANNUAL INCOME $_________________
ASSETS
Checking or Savings Accounts
Bank Name Account
No. Type Balance
____________________________ ________________ __________ _________
____________________________ ________________ __________ _________
____________________________ ________________ __________ _________
____________________________ ________________ __________ _________
OUTSTANDING LOANS OR OTHER
DEBTS (Including all charge cards):
Lender/Creditor Account No. Monthly Pmt Balance
____________________________ ________________ __________ _________
____________________________ ________________ __________ _________
____________________________ ________________ __________ _________
____________________________ ________________ __________ _________
LIST ANY ADDITIONAL NAMES
UNDER WHICH CREDIT HAS PREVIOUSLY BEEN RECEIVED:
APPLICANT:______________________
CO-APPLICANT:___________________
THESE QUESTIONS APPLY TO BOTH
APPLICANT AND CO-APPLICANT. IF YOU
ANSWER YES TO ANY OF THESE QUESTIONS, PLEASE EXPLAIN IN SPACE PROVIDED.
|
APPLICANT |
YES |
NO |
CO-APPLICANT |
YES |
NO |
|
|
|
|
|
|
|
|
Are there any outstanding
judgments against you? |
( ) |
( ) |
Are there any outstanding
judgments against you? |
( ) |
( ) |
|
Have you declared
bankruptcy within the past seven years? |
( ) |
( ) |
Have you declared
bankruptcy within the past seven years? |
( ) |
( ) |
|
Been party to a lawsuit? |
( ) |
( ) |
Been party to a lawsuit? |
( ) |
( ) |
|
Are you obligated to pay
alimony, child support, or separate maintenance? |
( ) |
( ) |
Are you obligated to pay
alimony, child support, or separate maintenance? |
( ) |
( ) |
|
Are you a co-maker or
endorser on a note? |
( ) |
( ) |
Are you a co-maker or
endorser on a note? |
( ) |
( ) |
EXPLAINATION:____________________________________________________________________________
_________________________________________________________________________________________
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_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
_________________________________________________________________________________________
AGREEMENT
AFFIDAVIT AND RELEASE
The
undersigned applies to participate in the Home Rehabilitation Program indicated
in this application, which requires a loan to be secured as a second mortgage
on the property received through this program.
The undersigned further understands that he/she must own and live in the
unit for a least a period of 5 years and the City of
_________________________________________ ____________________
Applicant’ Signature Date
_________________________________________ ____________________
Co-Applicant’ Signature Date
-----------------------------------------------------------
AUTHORIZATION FORM REQUIRED
BY FEDERAL PRIVACY ACT
IMPORTANT – APPLICANT(S)
READ BEFORE SIGNING: Under the Privacy Act of 1974,
it will be necessary for the Program/Lender to supply the appropriate agencies
you listed on your Application with written approval from you to allow them to
release information from your files to verify the information you provided on
your application. Please sign the appropriate
space below to authorize these verifications if required.
This authorizes the
Program/Lender to have free access to my information and records relative to my
employment, sources of other income, creditors and mortgage verifications as
may be required to process my Home Rehabilitation Application.
____________________________________ ________________________ _______________
SIGNATURE OF APPLICANT SOCIAL
SECURITY # DATE
____________________________________ ________________________ _______________
SIGNATURE OF CO-APPLICANT SOCIAL SECURITY
# DATE
CITY OF
COMMUNITY DEVELOPMENT
DEPARTMENT
_____________________________________________________________________
NOTE: This form must be filled out, witnessed and
notarized in its entirety to be valid.
***WARNING**** Section 817.03, Florida
Statutes, provides that willful false statements or misrepresentations
concerning income and assets or liabilities relating to financial condition is
a misdemeanor of the first degree and are punishable by fines and imprisonment
as provided pursuant to Sections 775.082 and 775.083, Florida Statutes.
AFFIDAVIT OF ALTERNATIVE
INCOME SOURCES
I_____________________________ do solemnly swear that I_____ do or____ do not receive ANY form of alternative income at the present
time nor in the past 12 months other than which is reported on my application
and this form. I understand that the
term “alternative income applies to ANY form of funds that I may have received
whether taxable or non-taxable.
______ My alternative
income sources are as follows:
1.
Source___________________________________
Amount__________
2.
Source___________________________________
Amount__________
3.
Source___________________________________
Amount__________
4.
Source___________________________________
Amount__________
5.
Source___________________________________
Amount__________
______ I do not receive,
nor have received, in the past 12 months, ANY source of alternative income.
Applicant Name Printed_____________________________________________
Applicant Address Printed__________________________________________
Applicant Telephone
Number: Home_______________ Work____________
Applicant Signature________________________________________________
Signed and sworn to before
me this_____ day of __________, _______.
Notary
Date
APPLICANT AUTHORIZATION TO
RELEASE INFORMATION
***IMPORTANT, READ BEFORE
SIGNING***
FINANCIAL RECORDS RELEASE
_____________________________________________________________________
NOTE: This form must be filled out, witnessed and
notarized in its entirety to be valid.
***WARNING*** Florida Statute 817 provides
that willful false statements or misrepresentations concerning income and
assets or liabilities relating to financial condition is a misdemeanor of the
first degree and are punishable by fines and imprisonment as provided pursuant
to Sections 775.082 and 775.83, Florida Statutes.
I/We hereby grant permission
and authorize any: bank, employer, insurance agency, lender, creditor and
Governmental Agency to release information that is requested by the City of
I/We understand this
information is required to process the Home Rehabilitation Program
application. Refusal to provide this
form in a properly completed manner will be grounds for disqualification. I/We understand that incorrect or misleading
statements of material fact shall be grounds for disqualification. I/We understand this form is only to be used
for determining my status and in no way assures qualification. I/We agree to provide all requested
information.
I/We certify that I/We have
read the terms and conditions of this release.
I/We fully understand and grant permission as requested. I/We understand this form will only be valid
for 6 (six) months after the date of signing.
Applicant Name Printed_____________________________________________
Applicant Address Printed__________________________________________
Applicant Telephone
Number: Home_______________ Work____________
Applicant Signature________________________________________________
Signed and acknowledged
before me this_____ day of __________, _______.
Notary
Date
CITY OF
COMMUNITY DEVELOPMENT
DEPARTMENT
________________________________________________________________________
NOTE:
This form must be completed in its entirety to be valid.
***WARNING**** Section 817.03, Florida
Statutes, provides that willful false statements or misrepresentations
concerning income and assets or liabilities relating to financial condition is
a misdemeanor of the first degree and are punishable by fines and imprisonment
as provided pursuant to Sections 775.082 and 775.083, Florida Statutes.
Date__________________________
Address______________________
______________________________
______________________________
______________________________
Dear Employer,
We are currently verifying
information regarding the below named individual. Please advise us as to this individual’s
employment status and pay rate as requested below. Thank you for your assistance regarding this
matter.
|
Applicant Name:__________________________ |
Person completing form:____________________ |
|
Applicant Position:_________________________ |
Title of person completing
form:______________ |
|
Social Security Number:____________________ |
Company name:__________________________ |
|
Rate of Pay:______________________________ |
Telephone number:________________________ |
|
Frequency of Pay:_________________________ |
Fax number:_____________________________ |
|
Hours worked per week:____________________ |
Company Address:________________________ _______________________________________ _______________________________________ _______________________________________ |
|
Dates of employment:______________________ |
|
|
Income for last year:_______________________ |
|
|
Year to date income:_______________________ |
|
|
Overtime income:_________________________ |
Signature of representative:_________________ |
Thank you in advance for
your cooperation in this matter. Should
you have any questions, please call my office at (954) 724-7065. This form can be faxed to (954) 720-2064,
Attention Community Development or mailed to the address below or returned with
the employee.
City of
Community Development
Department