COMMUNITY DEVELOPMENT DEPARTMENT

CITY OF NORTH LAUDERDALE

701 SW 71 AVENUE

NORTH LAUDERDALE, FLORIDA 33068

 

Program:  If you are interested in completing health and safety repairs to your home, the City of North Lauderdale may have funds available to assist low-income eligible homeowners.  This assistance will help with needed repairs to maintain the structural integrity of their home while also bringing the residence up to the current Florida Building Code.  To be eligible, you must be under the income eligibility limits below and able to verify income and assets, the property must be owner occupied as the “primary residence”.

 

The assistance will be in the form of an interest-free deferred loan requiring no repayment if program requirements are met.  Owner occupancy for five years after receiving assistance is required.  The loan is reduced automatically each month that you occupy your home for those five years, however, if you sell or rent your home within five (5) years, you will be subject to repayment as this constitutes the instance that the five-year requirement is not met.

 

Eligibility:  Your household income may NOT exceed the income limits below.

 

Household-Size Income Eligibility

 

1

2

3

4

5

6

7

8

$42,850

$48,950

$55,100

$61,200

$66,100

$71,000

$75,900

$80,800

 

Application process:  You must fully complete the application and provide copies of the required documentation as described in this application in order to be considered for any assistance.

 

As soon as your application is returned with all copies of the required documentation, it will be reviewed for eligibility.  Please call (954) 724-7065 if you need assistance or for information about the application.

 

NOTE:  The program does not reimburse for any rehabilitation expenses prior to applying and/or completed outside the program guidelines.

 


APPLICATION SUPPORTING DOCUMENTATION LIST

______________________________________________________________________________

 

Dear Applicant,

 

Thank you for showing interest in the Home Rehabilitation Program.  In addition to filling out the Borrower Application, COPIES of the following information are required:

 

Income category:  This information is needed to document your income.

 

1.     Two most recent Tax Returns with corresponding W-2 Forms from each employer for each working individual and/or adult in the home.

2.     The last three consecutive pay-stubs for each working individual in the home.

3.     Employment Verification completed by the employer for each working individual in the home.  (see last page of application)

4.     Award or benefit letter prepared and signed (i.e., Social Security, Disability, pension, etc.)

5.     Applicant Certification and Disclosures

6.     Divorce, Alimony, Child Support Documents

7.     Six months of consecutive bank statements for all accounts for all individuals that have accounts.

8.     Warranty Deed.

9.     Statement of household size (number of people in household).

10.  Broward County Notice of Ad Valorem Taxes.

11.  Proof of valid homeowner insurance coverage.

 

Members of your household:  This information is needed to verify your household size and number of dependents so that we can correctly determine your ability to qualify for the program.  COPIES of the following that apply:

 

12.  Driver’s License (any state) or State ID card (any state) and copy of social security card, from all members of your household that are of age to have these documents.

13.  Birth certificates for all children whether adult or minor that you intend to claim as a member of your household.

14.  If you have an elderly member of your household that you will be claiming as a dependant we will need proof of age and retirement status.  This can be done through a State ID, Driver’s License, Passport, Birth Certificate, Social Security Payment (if applicable) and Social Security card.

15.  Passports and/or Alien Registration cards will also be needed if this is applicable to your household for each member.

16.  Marital status MUST be verified.  If you are married a copy of your marriage certificate from the Church of State will suffice.  If you are divorced we MUST have a COMPLETE copy of your divorce decree.  If you are separated we must have a copy of the court order.  If you are in the process of seeking a divorce we need a statement on letterhead and signed from your attorney.  If you are unable to prove your marital status you must either have your spouse apply as a co-applicant or provide a statement from the State of Florida, Department of Revenue, Division of Child Support Enforcement that you are seeking support from an absentee parent.

 


CITY OF NORTH LAUDERDALE

701 SW 71st Avenue

North Lauderdale, Florida 33068

Home Rehabilitation Program

 

APPLICATION FOR ASSISTANCE                                DATE:   ____________________

 

*Information contained herein shall be kept confidential and shall be used only for the purpose of determining eligibility in the Home Rehabilitation Program.  All information supplied will be verified at a later date through supporting documentation, including income tax returns and bank statements.  PLEASE PRINT CLEARLY.

 

IMPORTANT: IF YOU DO NOT OWN AND LIVE ON THIS PROPERTY AS YOUR PRIMARY ADDRESS, YOU ARE NOT ELIGIBLE FOR THIS PROGRAM.

 

THE APPLICANT IS THE PERSON WHO OWNS THE HOUSE AND IS RESPONSIBLE FOR THE MORTGAGE PAYMENT.  IF YOU OWN THE HOUSE WITH SOMEONE ELSE, CO-APPLICANT INFORMATION MUST BE PROVIDED.

 

-------------------------------------

 

PERSONAL INFORMATION

 

APPLICANT

CO-APPLICANT

NAME:  ________________________________

NAME:  ________________________________

DATE OF BIRTH:________________________

DATE OF BIRTH:  ________________________

SOCIAL SECURITY NUMBER:

_______________________________________

SOCIAL SECURITY NUMBER:

_______________________________________

ADDRESS:______________________________

_______________________________________

_______________________________________

ADDRESS:______________________________

_______________________________________

_______________________________________

PHONE (HOME):_________________________

PHONE (HOME):_________________________

PHONE (WORK):_________________________

PHONE (WORK):_________________________

 

My house is a  (Please check one:

Single Family Home:  (  )      Townhome:  (  )      Condominium:   (  )      Villa:   (  )

Are there other parties on Deed?  Yes  (  )   No  (  )

Name_________________________________________________

Relationship____________________________________________

 

Are real estate taxes current?   Yes  (  )   No  (  ) Most recent year paid ?_____________________

Is the first mortgage current?   Yes  (  )   No  (  )  Most recent month paid?___________________

Is there a second mortgage?   Yes  (  )   No  (  )  If yes, most recent month paid?_____________

Are all utilities current?   Yes  (  )   No  (  )  If no, what utilities are not current?

__________________________________________________________________________________

 

 


 

APPLICANT

CO-APPLICANT

MARITAL STATUS:

MARITAL STATUS:

Married (  )  Single (  )  Divorced (  )

Married (  )  Single (  )  Divorced (  )

Widower (  )  Separated (  )

Widower (  )  Separated (  )

Relationship to Co Applicant_______________

Relationship to Co Applicant_______________

Race___________________________________

Race___________________________________

US Citizen? Yes ____  No____

US Citizen? Yes ____  No____

If no, Alien Registration # _________________

If no, Alien Registration # _________________

 

 

 

LIST DEPENDENTS OR MEMBERS OF HOUSEHOLD WHO WILL RESIDE IN PROPERTY WITH YOU AND CO-APPLICANT:

 

Full Name                  Relationship                     Age                  S.S.#                      Occupation

 

1.________________________________________________________________________________

2.________________________________________________________________________________

3.________________________________________________________________________________

4.________________________________________________________________________________

5.________________________________________________________________________________

6.________________________________________________________________________________

 

FINANCIAL INFORMATION

 

Note:  Be sure to include ALL SOURCES OF INCOME RECEIVED within the last 24 months.

 

APPLICANT

CO-APPLICANT

EMPLOYER NAME:  _______________________

_______________________________________

EMPLOYER NAME:  _______________________

_______________________________________

EMPLOYER ADDRESS:_____________________

_______________________________________

_______________________________________

EMPLOYER ADDRESS:_____________________

_______________________________________

_______________________________________

 

 

POSITION HELD:_________________________

POSITION HELD:_________________________

LENGTH OF EMPLOYMENT:_________________

LENGTH OF EMPLOYMENT:_________________

GROSS MONTHLY SALARY:_________________

GROSS MONTHLY SALARY:_________________

 

 

PREVIOUS EMPLOYER’S NAME & ADDRESS:

________________________________________

________________________________________

________________________________________

PREVIOUS EMPLOYER’S NAME & ADDRESS:

________________________________________

________________________________________

________________________________________

 

 

POSITION HELD:_________________________

POSITION HELD:_________________________

LENGTH OF EMPLOYMENT:_________________

LENGTH OF EMPLOYMENT:_________________

GROSS MONTHLY SALARY:_________________

GROSS MONTHLY SALARY:_________________

 


LIST ANY OTHER HOUSEHOLD INCOME  (If any, include Child Support, Alimony, Interest, Dividends)

 

            NAME                                EMPLOYER/SOURCE                                GROSS MONTHLY INCOME

 

1.________________________________________________________________________________

2.________________________________________________________________________________

3.________________________________________________________________________________

4.________________________________________________________________________________

 

OTHER INCOME NOT SHOWN ABOVE             __________________________________________

(social security, child support, alimony, etc.)     __________________________________________

                                                                                    __________________________________________

                                                                                    __________________________________________

                                                                                    __________________________________________

 

WHAT IS YOUR HOUSEHOLD’S TOTAL GROSS MONTHLY INCOME:                        $_____________

(Attach copy of latest Income Tax Returns.)

 

TOTAL ANNUAL INCOME                                                                                              $_________________

 

ASSETS

 

Checking or Savings Accounts

Bank Name                                                  Account No.                                  Type                           Balance

____________________________         ________________                  __________             _________

____________________________         ________________                  __________             _________

____________________________         ________________                  __________             _________

____________________________         ________________                  __________             _________

 

 

 

OUTSTANDING LOANS OR OTHER DEBTS (Including all charge cards):

 

Lender/Creditor                                           Account No.                                  Monthly Pmt             Balance

____________________________         ________________                  __________             _________

____________________________         ________________                  __________             _________

____________________________         ________________                  __________             _________

____________________________         ________________                  __________             _________

 

LIST ANY ADDITIONAL NAMES UNDER WHICH CREDIT HAS PREVIOUSLY BEEN RECEIVED:

 

APPLICANT:______________________

CO-APPLICANT:___________________


THESE QUESTIONS APPLY TO BOTH APPLICANT AND CO-APPLICANT.  IF YOU ANSWER YES TO ANY OF THESE QUESTIONS, PLEASE EXPLAIN IN SPACE PROVIDED.

 

APPLICANT

YES

NO

CO-APPLICANT

YES

NO

 

 

 

 

 

 

Are there any outstanding judgments against you?

 

(   )

(   )

Are there any outstanding judgments against you?

(   )

(   )

Have you declared bankruptcy within the past seven years?

 

(   )

(   )

Have you declared bankruptcy within the past seven years?

(   )

(   )

Been party to a lawsuit?

 

(   )

(   )

Been party to a lawsuit?

(   )

(   )

Are you obligated to pay alimony, child support, or separate maintenance?

 

(   )

(   )

Are you obligated to pay alimony, child support, or separate maintenance?

(   )

(   )

Are you a co-maker or endorser on a note?

(   )

(   )

Are you a co-maker or endorser on a note?

(   )

(   )

 

EXPLAINATION:____________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________

 

_________________________________________________________________________________________


AGREEMENT

AFFIDAVIT AND RELEASE

 

The undersigned applies to participate in the Home Rehabilitation Program indicated in this application, which requires a loan to be secured as a second mortgage on the property received through this program.  The undersigned further understands that he/she must own and live in the unit for a least a period of 5 years and the City of North Lauderdale is not responsible for any damage, and I the undersigned release and hold harmless the City from any and all liabilities to myself and personal property.  The undersigned further understands that all statements made in this application are true and made for the purposes of participating in this Home Rehabilitation Program.  The undersigned warrants that all income from every person in the household is accurately listed on this application.  Verifications may be obtained from any source named in the application.  The undersigned fully understands that it is a federal crime punishable by fine or imprisonment or both, to knowingly make any false statements concerning any of the above facts, as applicable under the provisions of Title 18, U.S. Code, Sections 1001 and 1014.

 

 

_________________________________________                 ____________________

Applicant’ Signature                                                                                           Date

 

 

 

_________________________________________                 ____________________

Co-Applicant’ Signature                                                                                     Date

 

-----------------------------------------------------------

 

AUTHORIZATION FORM REQUIRED BY FEDERAL PRIVACY ACT

 

IMPORTANT – APPLICANT(S) READ BEFORE SIGNING:  Under the Privacy Act of 1974, it will be necessary for the Program/Lender to supply the appropriate agencies you listed on your Application with written approval from you to allow them to release information from your files to verify the information you provided on your application.  Please sign the appropriate space below to authorize these verifications if required.

 

This authorizes the Program/Lender to have free access to my information and records relative to my employment, sources of other income, creditors and mortgage verifications as may be required to process my Home Rehabilitation Application.

 

 

____________________________________     ________________________          _______________

SIGNATURE OF APPLICANT                                       SOCIAL SECURITY #                                 DATE

 

 

____________________________________     ________________________          _______________

SIGNATURE OF CO-APPLICANT                                SOCIAL SECURITY #                                 DATE

 

 


 CITY OF NORTH LAUDERDALE

COMMUNITY DEVELOPMENT DEPARTMENT

_____________________________________________________________________

 

NOTE:  This form must be filled out, witnessed and notarized in its entirety to be valid.

 

***WARNING****  Section 817.03, Florida Statutes, provides that willful false statements or misrepresentations concerning income and assets or liabilities relating to financial condition is a misdemeanor of the first degree and are punishable by fines and imprisonment as provided pursuant to Sections 775.082 and 775.083, Florida Statutes.

 

AFFIDAVIT OF ALTERNATIVE INCOME SOURCES

 

I_____________________________ do solemnly swear that I_____ do or____ do not receive ANY form of alternative income at the present time nor in the past 12 months other than which is reported on my application and this form.  I understand that the term “alternative income applies to ANY form of funds that I may have received whether taxable or non-taxable.

 

______  My alternative income sources are as follows:

 

1.    Source___________________________________ Amount__________

2.    Source___________________________________ Amount__________

3.    Source___________________________________ Amount__________

4.    Source___________________________________ Amount__________

5.    Source___________________________________ Amount__________

______  I do not receive, nor have received, in the past 12 months, ANY source of alternative income.

 

Applicant Name Printed_____________________________________________

Applicant Address Printed__________________________________________

Applicant Telephone Number:  Home_______________ Work____________

 

Applicant Signature________________________________________________

 

 

Signed and sworn to before me this_____ day of __________, _______.

 

 

 

Notary                                               

 

 

Date                                                   

 


APPLICANT AUTHORIZATION TO RELEASE INFORMATION

***IMPORTANT, READ BEFORE SIGNING***

FINANCIAL RECORDS RELEASE

_____________________________________________________________________

 

NOTE:  This form must be filled out, witnessed and notarized in its entirety to be valid.

 

***WARNING*** Florida Statute 817 provides that willful false statements or misrepresentations concerning income and assets or liabilities relating to financial condition is a misdemeanor of the first degree and are punishable by fines and imprisonment as provided pursuant to Sections 775.082 and 775.83, Florida Statutes.

 

I/We hereby grant permission and authorize any: bank, employer, insurance agency, lender, creditor and Governmental Agency to release information that is requested by the City of North Lauderdale or its authorized representative.  I/We understand this information shall only be used to determine my financial status to qualify for a City of North Lauderdale sponsored program.

 

I/We understand this information is required to process the Home Rehabilitation Program application.  Refusal to provide this form in a properly completed manner will be grounds for disqualification.  I/We understand that incorrect or misleading statements of material fact shall be grounds for disqualification.  I/We understand this form is only to be used for determining my status and in no way assures qualification.  I/We agree to provide all requested information.

 

I/We certify that I/We have read the terms and conditions of this release.  I/We fully understand and grant permission as requested.  I/We understand this form will only be valid for 6 (six) months after the date of signing.

 

 

Applicant Name Printed_____________________________________________

Applicant Address Printed__________________________________________

Applicant Telephone Number:  Home_______________ Work____________

 

Applicant Signature________________________________________________

 

 

Signed and acknowledged before me this_____ day of __________, _______.

 

 

 

Notary                                               

 

 

Date                                                   

 


CITY OF NORTH LAUDERDALE

COMMUNITY DEVELOPMENT DEPARTMENT

________________________________________________________________________

NOTE:  This form must be completed in its entirety to be valid.

 

***WARNING****  Section 817.03, Florida Statutes, provides that willful false statements or misrepresentations concerning income and assets or liabilities relating to financial condition is a misdemeanor of the first degree and are punishable by fines and imprisonment as provided pursuant to Sections 775.082 and 775.083, Florida Statutes.

 

Date__________________________

 

Address______________________

______________________________

______________________________

______________________________

 

Dear Employer,

 

We are currently verifying information regarding the below named individual.  Please advise us as to this individual’s employment status and pay rate as requested below.  Thank you for your assistance regarding this matter.

 

 

Applicant Name:__________________________

Person completing form:____________________

Applicant Position:_________________________

Title of person completing form:______________

Social Security Number:____________________

Company name:__________________________

Rate of Pay:______________________________

Telephone number:________________________

Frequency of Pay:_________________________

Fax number:_____________________________

Hours worked per week:____________________

Company Address:________________________

_______________________________________

_______________________________________

_______________________________________

Dates of employment:______________________

Income for last year:_______________________

Year to date income:_______________________

Overtime income:_________________________

Signature of representative:_________________

 

Thank you in advance for your cooperation in this matter.  Should you have any questions, please call my office at (954) 724-7065.  This form can be faxed to (954) 720-2064, Attention Community Development or mailed to the address below or returned with the employee.

 

 

City of North Lauderdale

Community Development Department

701 SW 71st Avenue

North Lauderdale, FL 33068-2395